Your St. Louis New Construction Mortgage Lender™

Complete our quick secure application to start the mortgage pre-approval process.

Want to speak with a HomeKey Loan Officer?

How We Can Help with Your Dream Home


Design with Confidence

We can start your application process so you can design and buy your new dream home with confidence. 

  • Benefits
  • icon Get Your Dream Home
  • icon Know Your Buying Range
Apply Now

Competitive Rates

We have a variety of loan programs to offer a variety of programs and competitive rates.

  • Benefits
  • icon Shop Multiple Loan Options
  • icon Competitive Rates & Payments
Learn More

Quick Application

Our team can begin your mortgage application for pre-approval or home purchase in minutes!

  • Benefits
  • icon Hassle Free Application
  • icon Quick & Easy Process
Start Application
happy couple looking for a loan

Explore Your Options

Today's market is fluid. We have resources to shop many rates and programs to find the right new construction home loan to fit your needs.

happy man in office with laptop

Pre-Qualification Letter

If you're in the market for a St. Louis new home loan, you'll need a Pre-Qualification letter. Fill out our quick application form and if you are approved for a new home loan, we will generate a pre-qualification letter.

Happy couple finishing loan paperwork

Easy, Stress-Free Mortgages

Our goal is to make the financing of your new home a smooth and rewarding experience! With our knowledgeable team, we offer great rates, a number of mortgage options, and a hassle-free experience.

Your St. Louis New Construction Mortgage Lender™, 
HomeKey Mortgage

Based out of St. Louis, MO, HomeKey focuses on new construction home mortgages and we understand the St. Louis real estate market. Our goal is to make your new home loan an easy-to-understand and stress-free process. 

HomeKey’s employees will work directly with you and your builder to minimize risk and secure a predictable and efficient transaction. We are committed to providing you with the new construction home loan service that you deserve and the confidence that you need to move forward in your home-buying process. 

We will provide you with the competitive rates on all types of loan programs including: Fixed, Adjustable Rate, FHA, VA, USDA, and Jumbo. At HomeKey Mortgage, we are here to guide you through every step of the home mortgage process.

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: The displayed interest rate is for illustrative and educational purposes only. This calculator is for illustration payments and actual payments may vary. Any rate, payment or costs are estimated. Your actual rate, payment, and costs could be higher. Get an official loan estimate before choosing a loan. HomeKey Mortgage makes no warranty of the accuracy of this calculator, and its applicability to your circumstances are not guaranteed. HomeKey does not make any guarantee or warranty that all possible costs have been included, including but not limited to, private mortgage insurance (PMI). The sample results may not be available to you for financing purposes, or take into account, all loan options or important considerations for financing decisions. Actual mortgage loan terms and conditions are subject to credit approval, market conditions, availability, and other terms and conditions, including closing costs which may increase the monthly payment calculation. Calculators are provided by and HomeKey is not responsible for the content, results, or the accuracy of information. 

The Key Advantage from HomeKey Mortgage 

customer service icon

Local Knowledge

We know the St. Louis metro area, the new construction market, and we're proud to be your hometown lender.

documents with a pen icon

Fast Processing

Our team at HomeKey is fast, friendly, experienced, and here to help you every step of the process.

house in your hands icon

World-Class Service

We strive to deliver the highest level of customer service and satisfaction through your entire loan journey.

home money icon

Helpful Technology

Complete our quick secure application online today to start the mortgage pre-approval process. 

The HomeKey Mortgage Address

Contact Us:

Phone: (314) 946-4663

Address: 11737 Administration Drive, Suite 200
St. Louis, MO

Office Hours:

Monday-Friday: 8am to 5pm
Saturday: 10am to 4pm
Sunday: Closed